Health and personal injury

Will is a Senior Financial Adviser at Perpetual in NSW, where he focuses on preparing and delivering high-quality financial advice to high-net-worth individuals and families. With more than 18 years’ experience in financial advice, including over a decade at Perpetual and prior experience at a boutique accounting firm, Will brings deep expertise and a strong technical foundation to his clients.

Will’s client-centric philosophy means he invests the time to understand each client’s personal circumstances, goals and challenges. He often assists clients during major changes in their lives, such as illness, injury or changing life stages, that affect their ability to manage their financial affairs. His objective is always to help clients achieve their goals with clarity, confidence and appropriate structure.

Will specialises in assisting health and personal injury clients, investment structuring, superannuation (including SMSFs), retirement planning, taxation strategies and aged-care advice.

Will has completed the Certified Financial Planner (CFP®) Certification Program and holds a Graduate Diploma in Financial Planning and a Bachelor of Commerce.

With over a decade of experience in the financial services industry, Scott brings a thoughtful and strategic approach to wealth management, supporting individuals, families, not-for-profit organisations, and Aboriginal communities across Queensland.

Known for his collaborative style, Scott works closely with legal and accounting professionals to assist clients facing complex life transitions such as illness, injury, or ageing that impact their ability to manage financial affairs. His advice is grounded in empathy, technical expertise, and a deep understanding of intergenerational wealth dynamics.

Scott holds a Bachelor of Business and Commerce (Finance) and a Master of Financial Planning. His areas of specialisation include:

• Investment strategy and portfolio management
• Superannuation and retirement planning
• Tax-effective structuring and cash-flow analysis
• Compensation settlement advice
• Debt management and financial recovery
• Estate planning and multi-generational wealth transfer

Scott is committed to helping clients make confident, informed decisions that align with their values and long-term goals.

Tjay is a Senior Financial Adviser at Perpetual Private’s Western Australia Office, brining over a decade of experience in the financial advice industry. He specialises in delivering investment strategies and holistic financial solutions tailored to his client’s needs.

Throughout his career, Tjay has worked with a diverse range of clients in banking and private practice. He finds deep fulfillment in supporting First Nations Communities, personal injury clients and Not-For-Profit organizations, helping them navigate financial complexities with confidence.

Passionate about wealth management, Tjay posses a strong understanding of financial markets and their impact on client portfolios. His expertise spans multiple areas; including investment advisory, portfolio construction, compensation settlements, tax structuring, superannuation, retirement planning and aged care advice.

Tjay holds a Bachelor of Applied Finance and a Bachelor of Economics, complemented by a Master of Financial Planning. As a Financial Planner AFP® member of the FAAA and a certified  FAAA Aged Care Specialist™, he provides trusted financial guidance that empowers his clients to secure their financial futures. 

Catherine is a Client Relationship Manager within Perpetual’s Health & Personal Injury business. She is compassionate, empathetic and dedicated to building long-lasting relationships with her clients.

In this role, Catherine is the primary point of contact for Health and Personal Injury clients and works closely with them to ensure the prudent management of their funds. She also serves as the main contact for new business across the Sydney and Canberra regions, fostering strong connections with referral partners and supporting the growth of the business.

Catherine’s role involves making informed financial decisions on behalf of her clients. She liaises daily with clients, families and external stakeholders, including financial advisers, health and care professionals, legal representatives and government bodies.

Catherine also has experience in Estates, Trusts and estate planning, further strengthening her ability to support clients with complex financial and personal circumstances.

Prior to joining Perpetual, Catherine spent four years working in the legal industry in New Zealand, specifically supporting clients who were unable to manage their own finances. She has worked with many clients who have suffered serious injuries, been victims of accidents or medical negligence, or experienced acquired brain injuries.